How To Use?
First, pick which table you need to use. There are three options:
Hard - This is the standard table. If we have two different cards and neither is an Ace, use this table.
Soft - If we hold an Ace (which counts for a 1 OR 11), make sure to use the “soft” table
Split - If we hold two of the same cards, make sure to use the “splits” table.
Once you’ve picked the right table, look up your hand and the dealer’s hand on the table.
Y-axis - shows the “Players hand”. Add up the two cards in your hand and look the number up here. e.g. if you have a 10 & 6, the row to use is 16.
X-axis - shows the “Dealer’s card”. The dealer will only show one card face up to start with.
Once we know our score and we know the dealers card, we can select the correct decision. Find the row corresponding to your hand, then find the column corresponding to the dealer’s card. The cell where these intersect will tell you the correct action to take.
If you have another decision to make (e.g. if you hit and don’t bust or reach 21), just look up your new hand on the table and follow the directions again.
One point the table below does not mention is if you are offered “insurance” (offered if the dealer first card is an Ace) - ALWAYS DECLINE.
That´s really it, I don’t want to go into too much detail, if you want more info or want to dig into the maths of this table, head over to wizardofodds